Risk Management Resource Center
Articles, reports, and videos to help you reduce professional risk.

Some Practical Tips When Applying for Lawyers' Professional Liability Insurance
With legal malpractice premiums a large part of overhead for most New Jersey law firms, this advisory discusses some simple, practical steps you can take to reduce your legal malpractice premium without compromising the Lawyers' Professional Liability coverage you need.
Cyber Liability - Understanding the Difference Between 1st Party and 3rd Party Coverage
USI Affinity knows what your LPL Policy covers and why you need a “stand alone” Cyber Liability insurance policy. Click "Play" below to listen to a synopsis of Mike Mooney speaking on Cyber Liability coverage and the important differences between 1st party and 3rd party coverage.
The Hammer Clause – Why We Removed It & Why You Should Care
What does this mean to you? It means the carrier will never settle a claim on your behalf, without your consent. Watch our latest video on the removal of the "hammer clause" and why this matters.
Fee Suit Avoidance - No more suing for fees!
In an effort to reduce the number of suits for fees that result in counter claims for malpractice – USI Affinity has negotiated with the carrier to provide assistance.