Employment Practices Liability Insurance

In today's complex business world, companies can face lawsuits over employment rules, employee complaints, and more. Having the right coverage and expert support is essential to help reduce risks to your business.

EPLI

 

Protect Against Employee Lawsuits with EPLI

In a complicated business environment, companies in every industry face potential litigation from the enforcement of employment regulations, perceived harassment from employees, and many other areas. It is vital to have access to coverage and expert loss control services that can help mitigate the impact on your business.

Industry-leading Coverage

The NJSBA Insurance Program is proud to offer coverage designed for law firms from Berkley Select, rated A+ (Superior) by A.M. Best.

Coverage Highlights:

  • Program designed for firms of all sizes with coverage focused on your firm
  • Limits of liability up to $5 million and as low as $250,000
  • Policyholders receive complimentary loss prevention tools that include a hotline for providing workplace issue consultations and a dedicated website containing articles, sample documents, and other key resources.

Policy Highlights:

  • Duty to Defend policy language
  • Full prior acts coverage
  • Third party liability coverage for claims brought by nonemployees for harassment or discrimination
  • Coverage for failure to make partner
  • Automatic coverage for subsidiaries
  • Modified settlement clause
  • Damages include punitive or exemplary damages up to the limit of liability, where insurable
  • Broadened definition of claim to include tolling agreements
  • Coverage extends to any nonprofit controlled by the entity

Request an EPLI Quote: